cin1607: (Default)
[personal profile] cin1607
It's been ages again. I said I'd stop doing that. :P

No news was bad news on the impending house purchase last winter, which is the reason for all the radio silence. To make a long story short, I found out at the last minute that new FEMA laws meant I couldn't get flood insurance for the usual $400/year that property had always carried, and had to get it at the new rate of $2200/year. That put the monthly payments out of my reach, so I had to call the bank and ask them to deny my loan and get me out of the contract. I think I cried for a month--worst Christmas ever.

Fast forward 6 months and I'm now 10 days away from closing on another house. It's a better house than the last one, I know. It's larger (and more expensive, which makes me a little nervous) with some neat architectural features and bigger rooms, in a great complex with an excellent reputation and resale value. And on the western side of town, so no flood insurance required. It doesn't have a garden, which is a bit disappointing, but it does have a nice back deck that overlooks the woods, so it's nice and private and I can do plenty of container gardening.

I'm so completely not attached to it at all. I know this is a defense mechanism, but it's getting annoying. I'd like a little excitement at least to help motivate me to pack, but I keep waiting for the other shoe to drop. And it might. The bank has conditionally approved my loan, and I've met (to the best of my knowledge) all of their listed conditions at this point, but they're eyeballing the line on my paycheck stubs that outlines the "temporary pay" that I've been getting for the last two and a half years for doing three people's jobs. That situation probably won't be resolved until fall, but I doubt all of the reassurances from my director will amount to much with the loan underwriters. We'll see.

Meanwhile, I seem to be slipping into the Captain America/Avengers/Marvel movie verse fandom. Although the BUCKY!fandom would be more accurate. :D I've packed six boxes. After every two, I get to watch another Bucky vid, so I suppose I've got some motivation after all. :)

(no subject)

Date: 2014-06-16 10:26 pm (UTC)
beledibabe: (Default)
From: [personal profile] beledibabe
I'm keeping my fingers crossed for you!


cin1607: (Default)

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